Uninsured and Underinsured motorist coverage

I’ve  have come  across a lot  of people that think if they have personal health insurance, that they not need uninsured motorist/under insured motorist. Most people don’t have the complete knowledge of what exactly it covers.  This is a coverage that is very beneficial to your whole family, its an  important self-help tool that generally is pretty affordable.Its important for people to protect themselves in case they get into an accident with someone who either has no auto insurance or doesn’t have enough coverage you also get compensated for pain and suffering. Its an  important coverage for consumers because it protects them in situations they cant plan for. Without this coverage, their only recourse would be to sue an individual.   Uninsured coverage also covers you if a hit-and-run motorist you and your passengers receive compensation for medical expenses, lost wages, pain and suffering and other injury-related losses. You can sue that person, but if that driver has nothing, you’ll get nothing. Uninsured motorist protection can help you in another way. “Lets say you or your children is pedestrian. If you carry this coverage and you get hit by a car while you’re trying to cross the street or the kids are playing on the sidewalk, this coverage could pay your medical expenses and lost wages. Under insured motorist protection pays you for damages that surpass the amount of coverage carried by a driver who is under insured. “That’s valuable, because many drivers carry minimum limits, and that may be insufficient to cover your injuries and lost wages.  oasisinsurance.com Written By Jennifer C, Zarate Office Manager/Insurance agent MANAGER @ S CENTRAL PHONE #602-323-9736 FAX# 602-323-9737